Home care is not a one-size-fits-all industry; there are several different models and payment options depending on the type and amount of care an individual requires. Because of this, it’s important to know what your options are to help determine which best suit your needs. If you are researching home care for yourself or your loved ones, the following is a list of the models of in-home care along with their payment options:
- Private Duty Home Care: Private duty services are non-medical services that include companionship, housekeeping, transportation, personal care, Alzheimer’s and dementia care, respite care, and more. Private duty care is also referred to as private pay care because the services provided are usually paid for directly by the patient or his or her family. Some services may be covered by long-term care insurance, workers’ compensation, or armed services funding. An important thing to note, however, is that long-term private duty services are not covered by Medicare.
- Home Health Care: Home health care is skilled nursing care that is usually required in the home for treatment of an illness or injury – wound care, injections, diabetes or blood pressure monitoring, medical equipment assistance, etc. Home health care can also provide physical, respiratory or speech therapy. Some home health services may be covered under Medicare, providing that specific conditions are met.
- Hospice Care: Hospice care is a special type of in-home care, designed to provide comfort and support for patients who are nearing the end of a terminal illness. Hospice provides a range of services including nursing, mental health, and spiritual advising. Coverage for hospice care is typically offered by most private insurance providers and through Medicare.
As home care professionals, the Alameda elder care experts Visiting Angels are always happy to help you and your family members determine the right kind of care for your situation in the Alameda area. For more information on how we can help, contact us in Alameda County at (510) 284-0000 or in Santa Clara County at (408) 735-0977.